| When shopping for cancer insurance, there are many | | | | that pays for more than one wellness test - you |
| things that can be confusing. For example, a lot of | | | | might as well go with the policy that pays for more |
| companies quote you based on units. This quoting | | | | tests, so that you can be getting the most for your |
| system is effective if you know what a unit is. But if | | | | money. |
| you don't then you could find yourself confused by | | | | Next, you should look for insurance companies that |
| the process. So, what is a unit? A unit basically is | | | | have names you recognize. Some companies have |
| how much money that can get paid out to you. | | | | been around a very long time, so their names are |
| When you are shopping for insurance instead of | | | | easily recognizable. Chances are, those companies can |
| looking for units, try looking for something easier to | | | | offer you better policies and will support their |
| understand, such as plans that are named, like: Basic, | | | | customers long after the paperwork is signed. |
| Enhanced, and Premier. Then, do a side-by-side | | | | Companies with less-known names have not been |
| comparison of the different plans to see how much | | | | around as long and might not be able to provide you |
| each plan pays out and how much they cost. That | | | | with the customer support that you may need in the |
| will make it easier to know what your options are, so | | | | future. |
| you can make a more informed and better decision. | | | | That brings us to our last thing to look for when |
| Another thing to look for when you are shopping for | | | | purchasing or shopping for insurance. Look for a |
| insurance is a company that can offer you both | | | | company whose agents will be with you down the |
| accident insurance AND cancer insurance on ONE | | | | road. Ask if the agent who signs you up will be the |
| policy, rather than having to have two separate | | | | agent you will deal with in the future. If they aren't |
| policies. This can be a real money-saver. | | | | you might want to keep shopping. |
| Also,be sure to look for policies that include rich | | | | Main Points: |
| wellness benefits. For example, some policies will pay | | | | - Less confusion when a plan is named and not |
| for three annual tests, while others will only pay for | | | | explained in units |
| one. What are wellness benefits you may | | | | - Look for a plan that has accident coverage and |
| ask...supplemental health plans usually pay you for | | | | critical illness - all in one policy! |
| getting your annual pap, mammogram and in some | | | | - There are companies that offer more than one |
| cases one more test like a chest X-Ray or an EKG. | | | | wellness test, in fact some offer up to three a year! |
| This feature, in itself, can sometimes pay for the plan | | | | - Go with a company name you recognize |
| by putting money back into your pocket, but not all | | | | - Find an agent that will be with you after they've |
| plans are equal! Look for a cancer insurance policy | | | | sold the policy! |