| I have heard just about all of the arguments about | | | | The truth is, most cancer policies do not even ask if |
| cancer insurance that there are. I have heard: | | | | you smoke or not. The reason they do not is |
| 1 - It's not necessary. The premise here is that | | | | because if they did, they would have to ask you all |
| people feel very comfortable with having their health | | | | those other questions about what you did or did not |
| insurance cover the majority of the cost associated | | | | do that have also been "rumored" top cause cancer |
| with if someone contracts cancer in some shape or | | | | (using a cell phone, eating certain foods, drinking |
| form. The reality is that their health coverage does | | | | water that has been sitting in your car in a plastic |
| cover most of the medical expenses involved, but | | | | bottle, etc). Since there are so many factors and |
| what about the loss of income due to treatments | | | | "free radicals" out there to attack your system and |
| and surgeries? Who is covering that situation? A | | | | potentially cause cancer, most policies are only |
| cancer policy can help keep money coming in while | | | | concerned that you are not currently undergoing |
| the person with the cancer concentrates on getting | | | | treatment. |
| better and not worrying about money and paying | | | | 5 - I have had cancer in the past. While we are |
| their bills. | | | | genuinely sorry you have had to go through the |
| 2 - I'll never get cancer. The people that say this are | | | | trauma of having cancer in the past that does not |
| not paying attention to their surroundings. Chances | | | | necessarily negate you from being able to acquire |
| are that someone reading this right now knows | | | | cancer insurance. Many cancer policies are available to |
| someone who is undergoing a cancer fight right now | | | | people with a history of cancer as long as the cancer |
| or knows someone who has maybe even been | | | | has been in remission and untreated for 5 years. |
| beaten by cancer and passed away. The stats are 1 | | | | Most carriers consider you "out of the woods" by |
| in every 2 guys and 1 in 3 females will get some | | | | then and will gladly insure you... and I am sure after |
| form in their lifetime. Even if you never contract a | | | | what you experienced the first time through it you |
| cancer, many policies will at least pay you some | | | | would jump at the chance to get some help. |
| premium back per year through a Wellness Screening | | | | You can make up whatever argument you want to, |
| benefit that could pay for a yearly exam or some | | | | but the reality is that everyone needs to consider |
| sort that also predetermines cancer for early | | | | what a cancer policy can do for him or her. I know |
| detection. Piece of mind is priceless, am I right? | | | | that when I sit with people who have cancer policies |
| 3 - It's too expensive. Usually the people who say | | | | who went through a cancer diagnosis, surgery and |
| this have never really priced cancer insurance. For less | | | | treatment that they all tell me they do not know |
| than the price of a large drink per day at your | | | | what they would have done without it and the help it |
| favorite eating establishment, you can cover your | | | | provided. |
| entire family with cancer insurance. Water is better | | | | June runs us into Skin Cancer Awareness Month and |
| for you anyway. | | | | there is really no bad time to talk about helping your |
| 4 - You won't insure me because I smoke. While the | | | | family, friends, employees, and loved ones by |
| smoker may be at a greater risk for some things, | | | | considering a cancer policy. |
| there is no real increased risk one way or the other. | | | | |